First Class Finance Ltd offer cash loans to customers in Merseyside, Cheshire and Greater Manchester.
Our innovative approach to personal finance allows our customers to borrow affordably and responsibly through loans with fixed repayment terms repaid weekly via our market leading friendly home collection service.
read more
To begin your application, please enter your email address and postcode so we can confirm whether our local finance representatives cover your area.
Representative Example:
Borrowing £250.00 with an interest charge of £150.00 means you will repay a total of £400.00.
This is made up of 25 weekly payments of £15.00 and 1 final payment of £25.00.
The representative APR is 581.2% APR All loans are subject to status.
Written quotations available upon request.
We offer loans between £100 and £500 the actual amount you are able to borrow will depend upon your own personal circumstances.
There are no other fees or charges - what you see is what you pay, you will never incur any increase to the original Total Amount Payable at the loan's onset.
We look at your personal and financial circumstances, including your income and expenditure to make sure the repayments will be affordable to you, you must also have a verifiable and satisfactory credit file.
It normally takes 48 weekday hours from first application.
We may search the files of a credit reference agency to confirm your identity and check your credit profile, this 'search' will be recorded on your credit file. We may also report your loan payment history with us to one or more credit reference agencies.
The name says it all, you get a First Class service from First Class professionals. The service is second to none, prompt, reliable, courteous service provided from start to finish, I wish them well for the future.
Mrs S.
I’ve been using this company coming up to 2 years and my local rep Sara is so lovely and never makes you feel uncomfortable and always helps you the best way possible would definitely recommend this company thanks again
Rebecca
Just started with the lovely sara she was sp warm and welcoming even my little boy hugged her on the way out. Thank you so much much sara xx
Kerrie N.
Always friendly and helpful when needed would 100% recommend
Natalie L.
I have never had a loan to my door as had a bad impression of such....but steve came to mine and what a gentleman he explained everything perfectly....I also had the pleasure to meet his wife sara who gave my husband a loan...what genuine honest people and in all honesty the repayments are great and affordable
Sea S.
Couldn’t thank ste enough has helped me out so much, really appreciate all his hard work the best company. Thank you
Leonie G.
I have been with this company for over a year now & I love them! My local rep is Rachel, she's lovely & we have a nice chat whenever she comes to my home. She explains everything properly & she is very professional. I highly recommend this company!!
Lyndsey B.
I had the pleasure of meeting the lovely ste today who gave me a chance and a first time loan today. I have to say he was very professional and a pleasure to meet and also made the process as easy as possible so I was very much at ease with tho whole process. I would highly recommend this company to anyone
Ann-marie W.
Professional, courteous reps, great rates and services, helped us out of a few holes, would highly recommend, wouldn't be without them
Lisa M.
Have dealt with this company for a few years, Sara & Steve both go above & beyond to make sure you get a great service.
Mike M.